mobiquity® Wallet

Digitize. Engage. Delight


mobiquity® Wallet delivers integrated and contextual experiences to consumers on the path to purchase and helps businesses to stay in step with changing consumer expectations.



Today’s millennial consumers expect businesses to be in alignment with their need for choice and quality of engagement. For banks, telecom operators and retailers, this means creation of immersive and integrated digital experiences that are personally relevant, context-aware, easy to consume and rich in range. A comprehensive digital wallet solution that embraces all aspects of this engagement – whether technology, mobile wallet security or consistency of experience – is a key component of this end-to-end strategy architecture.


mobiquity® Wallet (also known as mobile wallet) is designed in recognition of this paradigm. It leverages a host of cutting edge technologies to create a compelling, omni-channel customer experience across various touch points such as branches, stores, ATMs, malls, and on the web for payments and shopping. This mobile wallet platform liberates payments, digitizes the entire shopping journey from pre-purchase to post-payment, and leverages consumer location, identity management, and social engagement.

The mobile wallet solution is designed to be flexible and is one of the first payments wallet platforms to use NFC, QR Code and Bluetooth Low Energy (BLE) to support diverse and ever changing scenarios.


Offers a white-labeled solution with easy customization.

Pre-integrated geo management, analytics and campaign management.

Enables hyper-local commerce with location based services.

Supports proximity and remote purchase.

Facilitates end-to-end HCE offering to launch NFC payments.

Enables checkout from 20,000+ online merchants using MasterPass.

Mobile & digital wallet solution




Today’s generation of consumers is interconnected, socially active, influential and technology savvy. It’s a generation that expects a seamless experience across all touch points of its active digital life. The business vision behind mobiquity® Wallet deeply understands the ethos of this generation and is in tune with the possibilities it offers for compelling consumer engagement and business growth.


mobiquity® Wallet empowers banks, operators, financial institutions and merchants to adopt a digital strategy suited to their markets and gives them an easy to use, mobile secure, feature rich digital wallet solution offering both remote and proximity payments.

customized mobile wallet services to consumers




mobiquity® Wallet offers a comprehensive way to stay engaged with consumers on their path to purchase. With value-added services and mobile payment methods that are served in context and in real time, the solution is built to enhance sales and loyalty.


It is designed to deliver customized mobile wallet services to consumers that are both rewarding and delightful. Based on their own market needs, business can create end-to-end retail experiences encompassing ticketing, in-store offers, gifts, vouchers, social sharing and much more.




mobiquity® Wallet provides a robust, secure and flexible platform to mobile wallet providers and their partners and highly secure two-factor authentication to consumers.


Armed with their mobile devices, consumers have a choice of standard and emerging technologies for their retail interactions and payments. mobiquity® Wallet is built to work seamlessly with all of them, depending on the context and choice.


  • NFC (SE & HCE): Support for Secure Element and Host Card Emulation. Tap to make payments, redeem coupons, and earn loyalty points and more.
  • Biometrics: Ability to use unique finger vein pattern to authorize payments.
  • Bluetooth LE & Beacons: Sense consumer presence at location for contextual and personalized marketing.
  • Wearables: Smart watches, glasses, wristbands and more for shopping and payments.
  • QR Code: Scan and pay for utilities or use to scan and shop (virtual shopping).

Mobiquity wallet seamlessly integrates with NFC, QR code, biometrics, BLE & wearables



When it comes to staying in step with the new age consumer, the possibilities are endless. On the road or visiting a store, shopping in a hurry or having fun at the movies, mobiquity® Wallet can become an integral part of the millennial generation.


Mobiquity wallet application at retail store
  • Consumer automatically checks-in on entering the store.
  • Coupons and product specific promotions pushed to the consumer based on the location inside the store and past purchase patterns.
  • Consumer single-taps to use coupons and to make payment at the POS.
    Instantly earns loyalty points on purchase.
  • After check-out, receives more offers for the next visit.


Mobiquity wallet application at restaurant
  • Patron receives ‘happy hour’ and other offers on entering the restaurant.
  • Patron is mapped via the beacon device installed at the table.
  • Patron uses restaurant’s app to make payment right at the table.


Mobiquity wallet application at bank branch
  • The HNI consumer is automatically recognized on entering the bank.
  • Complete consumer profile is sent to senior bank staff.
  • Consumer immediately receives personalized attention of the staff.
  • Consumer receives personalized advice on products and services, based on the profile.


With Mobiquity wallet scan for QR Code & tap to pay with NFC, BLE and ease your virtual shopping experience
  • While on the move, consumer scans QR codes from a virtual shopping wall to add products to the shopping cart.
  • Pays online or taps to pay with NFC at the check-out terminal.
  • Reaches home and gets products home delivered or picks up the order at a store nearby.


Year on year, every year, Mahindra Comviva has been recognized for excellence and innovation by some of the top agencies in the business; a feat that stands as a testament to our domain knowledge, business approach and technological excellence.

  • Right ecosystem of partnerships and alliances
  • Deep industry expertise
  • Cross-industry mobile experience
  • Knowledge of country specific regulations
  • Flexible commercial models with shared risks
  • End-to-end technical and business operations support
Mahindra Comviva serving 90 countries across the world
  • 2016
    • TMCnet Tech Culture Awards 2016
    • Smart Card & Payments Awards 2016
    • GTB Innovation Awards 2016
    • Kalahari Awards 2016
  • 2015
    • Aegis Graham Bell Awards 2015
    • Award 2015
    • Kalahari Awards 2015
    • Future Digital Awards 2015
    • M2Payments Latam Awards 2015
  • 2014
    • Meffys Awards 2014
    • Aegis Graham Bell Awards 2014
    • Frost & Sullivan 12th Annual 2014 India ICT Awards”
    • Global Telecoms Business Innovation Awards 2014
  • 2013
    • Meffys 2013 Awards
    • AfricaCom Awards 2013
    • Aegis Graham Bell Award 2013”
    • Global Telecoms Business Innovation Awards 2013
    • GSMA Global Mobile Awards 2013
  • 2012
    • Zimbabwe ICT Achievers Awards 2012
    • Golden Peacock Award 2012
    • Aegis Gram Bell Awards 2012”
    • World Communication Awards 2012
    • HR Leadership Award 2012
    • Asia Communications Awards 2012
  • 2011
    • Golden Peacock Award for Innovation 2011
    • Distinguished Fellow Award 2011
    • mBillionth Award South Asia 2011”
    • Aegis Gram Bell Awards 2011
    • Asia Communication Awards 2011
    • 5th CMAI National Telecom Awards 2011
    • Total Telecom’s World Vendor Awards 2011
    • Golden Peacock Innovation Award 2011
  • 2010
    • AfricaCOM Awards 2010
    • Frost & Sullivan Awards 2010
    • mBillionth South Asia Awards 2010”
    • Mobile Messaging Congress 2010
    • INFOCOM CMAI National Telecom Award 2010
    • Total Telecom’s World Vendor Awards 2010
    • GSMA Global Mobile Awards 2010
    • Golden Peacock Award for Innovation 2010
  • 2009
    • Deloitte Technology Asia Fast 500 2009
    • AfricaCOM Awards 2009
    • Golden Peacock Award for Innovation 2009”
    • Golden Peacock Award for Innovation 2009
    • GSMA’s Mobile Money for the Unbanked Initiative
    • GSMA Global Mobile Awards 2009
  • 2008
    • Golden Peacock Award for Innovation 2008
    • GSMA Mobile Asia Congress Awards 2008
    • AfricaCOM Awards 2008”
    • Deloitte Technology 2008