mobiquity® Banking



mobiquity® Banking helps banks and other financial institutions to future-proof their business by helping transform their customer engagement and develop new revenue channels.



Empowered customers today have greater expectations from their banking services. They demand personalized engagements that leapfrog beyond traditional services and access mechanisms. Staying in step with this change can either be a challenge for banks – or it can be an unprecedented opportunity to tap its rich potential for revenue growth, loyalty and expansion of their customer base.


Mahindra Comviva’s mobile banking solution, mobiquity® Banking, banks and financial institutions can offer the next generation digital solution to their customers – a solution that takes banking beyond the Internet and fully harnesses the power of mobile centric features like location, camera and notifications. mobiquity® Banking enables businesses to adopt a cost-efficient mobile delivery strategy, rapidly launch new services and features across the whole spectrum of customer touch points using any preferred device or channel, and harness the full power of global partnerships with merchants, retailers, card providers and telcos.


Offers customer-centric mobile banking with a complete 360° view.

Helps deliver a mobile strategy that is cost-efficient.

Enables faster investment monetization through rapid time-to-market.

Boosts ROI by driving revenues and improving customer stickiness.

Facilitates end-to-end HCE offering to launch NFC payments.



Powered by mobiquity® Banking, businesses can bring an unlimited range of financial and non-financial mobile banking services to the customer. These can range from remote services like account opening or cheque depositing, essential services like account enquiries, fund transfers and bill payments, receiving timely alerts and notifications, managing loan accounts, and exercising complete control over card services.

Customers can avail of mobile banking benefits such as easy, one-click access to other personalized options like creating requests, making enquiries or contacting service personnel through the in-app customer care module.

Mobile banking features like account enquiries, fund transfers and bill payments



Flexibility at all levels is what underlines the solution approach of mobiquity® Banking. It is designed to seamlessly integrate with every part of core banking, Customer Relationship Management and even third-party systems. The cross-platform architecture of mobiquity® Banking ensures that services can be defined and built once, and then deployed any number of times in any number of environments.

Combining flexibility with another crucial factor, ease-of-use, means that all services can be on-boarded rapidly, which vastly reduces time-to-market timelines. Keeping up to date with new releases and upgrades is a cinch with process automation and push and pull based notifications.


Ensuring reliable mobile banking security at all levels is a chief concern of mobiquity® Banking. While protocols like multi-factor authentication ensure that only the genuine customers can perform transactions, robust device management ensures the capability to tackle lost or stolen device scenarios. mobiquity® Banking stores no data on the devices themselves, which further de-risks these scenarios.

In addition, service providers can set threshold limits to transactions for every channel and allow transactions to be strictly controlled and monitored.




Service providers can now leverage the full power of mobility with mobiquity® Banking. They can quickly launch location-based services relevant to their marketing contexts and invite deeper customer engagement through personalized alerts and notifications. This context awareness helps businesses to target their customers precisely, at the right time and at the right place. Additionally, they can enhance customer interactions manifold through customer contact services like click-to-call, email or chat, directly from customers’ mobile devices.

mobiquity® Wallet BROCHURE



Year on year, every year, Mahindra Comviva has been recognized for excellence and innovation by some of the top agencies in the business; a feat that stands as a testament to our domain knowledge, business approach and technological excellence.

  • Right ecosystem of partnerships and alliances
  • Deep industry expertise
  • Cross-industry mobile experience
  • Knowledge of country specific regulations
  • Flexible commercial models with shared risks
  • End-to-end technical and business operations support
Mahindra Comviva serving 90 countries across the world
  • 2016
    • TMCnet Tech Culture Awards 2016
    • Smart Card & Payments Awards 2016
    • GTB Innovation Awards 2016
    • Kalahari Awards 2016
  • 2015
    • Aegis Graham Bell Awards 2015
    • Award 2015
    • Kalahari Awards 2015
    • Future Digital Awards 2015
    • M2Payments Latam Awards 2015
  • 2014
    • Meffys Awards 2014
    • Aegis Graham Bell Awards 2014
    • Frost & Sullivan 12th Annual 2014 India ICT Awards”
    • Global Telecoms Business Innovation Awards 2014
  • 2013
    • Meffys 2013 Awards
    • AfricaCom Awards 2013
    • Aegis Graham Bell Award 2013”
    • Global Telecoms Business Innovation Awards 2013
    • GSMA Global Mobile Awards 2013
  • 2012
    • Zimbabwe ICT Achievers Awards 2012
    • Golden Peacock Award 2012
    • Aegis Gram Bell Awards 2012”
    • World Communication Awards 2012
    • HR Leadership Award 2012
    • Asia Communications Awards 2012
  • 2011
    • Golden Peacock Award for Innovation 2011
    • Distinguished Fellow Award 2011
    • mBillionth Award South Asia 2011”
    • Aegis Gram Bell Awards 2011
    • Asia Communication Awards 2011
    • 5th CMAI National Telecom Awards 2011
    • Total Telecom’s World Vendor Awards 2011
    • Golden Peacock Innovation Award 2011
  • 2010
    • AfricaCOM Awards 2010
    • Frost & Sullivan Awards 2010
    • mBillionth South Asia Awards 2010”
    • Mobile Messaging Congress 2010
    • INFOCOM CMAI National Telecom Award 2010
    • Total Telecom’s World Vendor Awards 2010
    • GSMA Global Mobile Awards 2010
    • Golden Peacock Award for Innovation 2010
  • 2009
    • Deloitte Technology Asia Fast 500 2009
    • AfricaCOM Awards 2009
    • Golden Peacock Award for Innovation 2009”
    • Golden Peacock Award for Innovation 2009
    • GSMA’s Mobile Money for the Unbanked Initiative
    • GSMA Global Mobile Awards 2009
  • 2008
    • Golden Peacock Award for Innovation 2008
    • GSMA Mobile Asia Congress Awards 2008
    • AfricaCOM Awards 2008”
    • Deloitte Technology 2008